Birch Gold Group vs Goldco

Investing in a precious metals IRA is a great way for anyone to help to safeguard their retirement savings. Precious metal IRAs are similar to traditional IRAs in that they are tax-advantaged retirement savings accounts. The difference is that precious metal IRAs are low-risk investments that are less affected by turbulent economic situations.

Diversifying your investments is a good way to safeguard your future, but investing in precious metal IRAs can seem complicated and stressful for new investors. With so many different precious metals brokers, how can you know who to trust?

Birch Gold Group and Goldco are two of the industry leaders. This guide explores both companies and highlights the need-to-know facts so that you can feel confident deciding which is the best choice for your future.

Disclosure: The owners of this website may be paid to recommend Goldco and the other companies. The content on this website, including any positive reviews of Goldco and other reviews, may not be neutral or independent.

Overview: Goldco

Goldco is a precious metals IRA brokerage company that was founded over a decade ago. Goldco deals in gold, silver, platinum, and palladium products that are all suitable for precious metal IRA accounts.

It is known for excellent customer service from start to finish. Goldco’s precious metals specialists are available from the moment you make contact and throughout the entire process of opening the precious metal IRA account, funding it, making the purchase, and seeing your precious metals delivered to a secure depository.

Goldco is well rated by industry regulatory bodies including TrustLink, the BBB, and the BCA, as well as by their former and current customers. They have an average overall satisfaction score of 4.8 out of 5 stars.

Goldco is an industry leader best known as a personable company with representatives that customize the investment process to the individual needs of each customer.

Birch Gold Group & Goldco Comparison Chart

Rollover Opportunities: Birch Gold Group

Birch Gold Group has an entire department that specializes in assisting investors in rolling over existing accounts into a precious metal IRA account. Their subject matter experts assist investors with all of the necessary paperwork, making the process painless and stress-free.

Many different types of accounts can be rolled into a new precious metal IRA account, including:

* 401(k)
* 403(b)
* 457
* Thrift Savings Plan (TSP)
* Traditional IRA
* Roth IRA

Rollover Opportunities:  Goldco 

Goldco offers assistance in rolling over a number of different types of retirement accounts. This includes:

* Traditional IRA
* Roth IRA
* SIMPLE IRA
* SEP IRA
* 401(k)
* 403(b)
* Roth 401(k)
* Roth 457(b)

Goldco will assist with the necessary paperwork and help to streamline the process as much as possible. Their representatives are subject matter experts on the rollover process.

Fees: Birch Gold Group

Birch Gold Group charges setup fees and annual maintenance fees but it does not publish all of those fees on its website. The only fees that Birch discloses on its website are its annual fees. Birch does not publish its prices on its website nor does it offer price matching.

Fees: Goldco 

The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50. as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.

Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000."

Choosing Between Birch Gold Group & Goldco

Birch Gold Group and Goldco are very similar precious metal IRA brokers. They both offer gold, silver, platinum, and palladium products. Both companies have exceptional customer service and educational opportunities as well as rollover assistance.

Neither company publishes the full list of its fees. Goldco offers segregated storage. Birch has an extensive inventory of available products. Neither company offers price matching.

Both companies rank highly with customers and industry regulatory bodies, as well. Goldco ranks 4.8 out of 5 stars and Birch ranks 4.9 out of 5 stars.

There is no clear winner between the two companies. Both Birch and Goldco are excellent choices for any precious metals investor. Other great options include Augusta Precious Metals & American Hartford gold.