In the midst of a turbulent economic environment, many investors are rightfully concerned about the security of their retirement investments. While traditional investments are subject to the ups and downs of the market, there is another option that is more resistant to inflation and economic upheaval: precious metal IRAs.
These types of retirement accounts are a boon to retirement investors as a low-risk investment option. They are low-risk because the investment is in a physical asset that will never be without value. Precious metal value is also inflation resistant. Like other IRA accounts, they are also tax-advantageous.
Gold and silver IRAs are a great choice for most retirement investors. But what company should you choose to help safeguard your future?
This guide gives detailed information about two of the leaders in the field: Birch Gold Group and Noble Gold. We will go over the details, fees, rollover opportunities, and important details of both companies. We hope that this provides you will the tools you need to make the best decision for you and your future.
Overview: Birch Gold Group
Birch Gold is a precious metals brokerage company that was founded in 2003. With nearly two decades of experience in the industry, Birch Gold is well-known and well-respected in the industry.
Birch Gold has a higher minimum investment than some competitors. The minimum investment is $10,000, but Birch Gold also runs continuing promotions that can provide up to $10,000 in free precious metals with qualifying purchases.
Birch Gold has a strong focus on excellent customer service and extensive educational opportunities. It wants its customers to make the best, most well-informed decisions that they can.
Birch Gold is a highly rated company both by customers and industry regulatory organizations. The Better Business Bureau rates it A+ and 5 out of 5 stars based on customer reviews. All of the customer complaints lodged with the BBB are marked as resolved. ConsumerAffairs.com rates Birch Gold 4.8 out of 5 stars and TrustLink rates it 5 out of 5 stars.
Noble Gold- Best customer service
The reason Noble Gold gets our pick for best storage is because of their delivery policies and dedicated depository.
Any investor with Noble Gold can get a "survival pack" delivered to their door at no cost.
They also have their own personal depository located in Texas.
Overview: Noble Gold Investments
Noble Gold was founded in 2016. It is a precious metals brokerage company that is unique in the industry because of its holistic approach to the precious metals IRA investment process.
Due to its strong relationship with other financial institutions, it is able to provide comprehensive financial services for its customers, further simplifying the process of setting up a precious metal IRA. Noble Gold also allows for online account management for further convenience.
Noble Gold prides itself on making the process as quick and painless as possible. It has a process called the 5-Minute individual retirement account with a rapid turnaround time. It offers gold, silver, platinum, and palladium as well as collector coins. Noble Gold stands out as one of the fastest turnaround times in the industry from purchase to delivery.
Noble Gold only offers secure storage within the United States by International Depository Services. They are insured by Lloyd’s of London.
Noble Gold has outstanding reviews by industry regulatory companies as well as customers. The Better Business Bureau ranks it at A+, the Business Consumer Alliance gives it a AA, and it has 5 out of 5 stars with both TrustLink and ConsumerAffairs.
Noble Gold Investments & Goldco Comparison Chart
Header | Noble Gold Investments | Birch Gold Group |
|---|---|---|
Company Founded | 2016 | 2003 |
Minimum Investment | $5,000 | $10,000 |
Avg Comprehensive Rating | 4.8 | 4.5 |
Precious Metals Available | Gold, silver, platinum, & palladium | Gold, silver, platinum, & palladium |
Is Price Matching Available? | Yes | No |
Assistance with Current IRA Rollover? | Yes | Yes |
Average Delivery Time | Fast delivery | 1 to 2 weeks |
Customer Support Level | Readily available support during the investment process | Ongoing accessible customer support |
Buy-Back Program? | Yes | No |
Rollover Opportunities: Noble Gold Investments
Noble Gold offers assistance with most types of traditional retirement accounts. Most types of traditional retirement accounts are eligible for rollover, including IRAs, 401(k)s, and Roth IRAs are eligible for rollover. To begin the process simply complete a form on Noble Gold’s website and their customer service agents will be in contact soon.
Noble Gold really prides itself on its quick turnaround time. From first contact to delivery of your precious metals, they strive to make the process simple and fast.
Rollover Opportunities: Birch Gold Group
Birch Gold Group offers assistance with rolling over most types of traditional retirement accounts. This includes many 401(k), 403(b), 457, Thrift Savings Plan (TSP), as well as all traditional IRA and Roth IRA accounts.
Birch Gold assists its customers in rolling over existing accounts in a step-by-step process. What can be a difficult and time-consuming process is made much easier with their customer service agents’ assistance.
Fees: Noble Gold Investments
Noble Gold publishes a limited list of their fees upfront. Additional fees do apply, including an account setup fee. These additional fees are not disclosed and hidden fees likely apply.
Header | Noble Gold Investments |
|---|---|
Annual fee | $80 |
Annual storage fee | $150 |
Shipping and transit costs | Waived |
Minimum investment | $5,000 |
 | $5,000 Minimum Investment | *Most Inclusive *Best delivery |
Fees: Birch Gold Group
Birch Gold Group has listed only a few of its fees on its website. It mentions other fees but does not list the amounts. Additional hidden fees may apply.
Birch Gold’s list of fees includes the following:
* Annual custodial fee of $75-100
Birch Gold investment details:
* Minimum investment of $10,000
* Ongoing promotions that provide up to $10,000 in free precious metals for qualifying purchases
Header | Birch Gold Group |
|---|---|
One-time account setup fee | $50 |
Cell | Cell |
Cell | Cell |
Annual custodial fee | $75 - 100 |
Minimum investment | $10,000 |
Cost of precious metals | Fluctuates according to market value |
Choosing Between Birch Gold Group and Noble Gold
Birch Gold and Noble Gold are two very similar gold IRA companies brokerage companies. The differences are small but they may tip the scales one way or the other. They also have several similarities. Neither Birch Gold nor Noble Gold publishes a comprehensive fees list.
Birch Gold offers promotions for free precious metals up to $10,000 on qualifying purchases. Its minimum investment is $10,000 and it does not have a buy-back program. Birch Gold has a large selection of gold, silver, platinum, and palladium products to choose from.
Noble Gold has a lower minimum investment of $5,000. It has a quick and easy process called the 5-Minute individual retirement account. It also offers products in gold, silver, platinum, and palladium.
There is no clear winner between Noble Gold and Birch Gold. Both companies are great choices for precious metals IRA investors
Birch Gold Group- Best for beginners
Birch Gold Group is great for beginner investors because they have a transparent process and walk you through exactly what the plan is and how they are going to handle your investments.
If you're looking for an educated process and someone by your side, Birch Gold Group is a great choice.
